Consumers pocket cash saved at the pump
Downward pressure on US long-term rates still very strong
Decline in long-term rates may signal imminent slowdown
Investors can sell, but will they buy mortgage-backed securities?
Swiss National Bank's surprise move creates uncertainty about other central banks
Any refi that recaptures costs in 18 months or less is worth doing
Recovery continues to be first in 80 years not driven by housing
Can accelerating US recovery reach escape velocity?
Overseas cash running scared into US bonds and mortgages
Strong employment numbers should give Central Bank confidence to take action
US economy is OK, but not accelerating
The black art of reading Fed minutes
Higher import prices raise domestic costs, but not incomes
Strong dollar could crush US exports, wages and borrowers
If Fed tightens, long-term rates might actually fall
Few consumers will even notice changes in mortgage rules
Central bank could face dead stick landing if it tightens
If Europe does not save itself, Fed will be fighting deflation again
Blame stagnant wages, not dead cat bounce in home prices
The Fed has been it since 2008, and now owns $1.7 trillion in home loans
