Overall changes are a step forward
'Mortgage Professor' sees shift in borrowers' priorities
New data flies in face of 'market stabilization' reports
30-year fixed-rate averaging 4.78%
Applications to refinance surge as mortgage rates ease
400 victims, 20 properties in Ponzi, mortgage fraud scams
House, Senate take different approaches on risk retention
Delinquency rates causing mass foreclosures, billions in charge-offs
Feds nix funding for independent institute
Improvement in delinquency rate may only be seasonal
Preventing another crisis
Part 6: Preventing another crisis
Tool lets consumers compare rates, closing costs by ZIP code
Wells, BofA, Chase maintain industry dominance
Part 5: Preventing another crisis
End of Fed MBS purchases will likely drive up rates
