Applications for refinancings off 16%
Book Review: 'Busted: Life Inside the Great Mortgage Meltdown'
Lenders could intervene, but many choose not to
Agency would draft new requirements
Agents, brokers exempted from consumer agency's oversight
HAMP program requires 9 months of benefits
Refinancings account for 2 in 3 applications
Cost, benefits and fraud weighed in hearings
State and local housing finance agencies loan to first-time buyers
Over 1,000 California brokers had OKs to collect upfront fees
Being on wrong side of notch point can be costly
Economic recovery comes with tradeoffs
Lenders want more time, clarification of new disclosure rules
Bump in rates for both fixed and ARM loans
States moving to regulate appraisal management companies
Foreclosure filings down slightly at tail end of quarter
